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2 Myths About VA Loans

  • By Amber Finch
  • on July 18, 2022
  • in Buying A Home, Economy, Home Owners, Local News, Market Trends, Mortgage, Moving, Real Estate, Selling Your Home
  • Home
  • 2 Myths About VA Loans
Veterans and Military Service Home Ownership

Benefits of VA Loans

2 Myths About VA Loans

Good or bad?

Navy Federal Credit Union and Operation Homefront recently did a survey regarding VA Loans. They surveyed about 1,000 active-duty service members and veterans nationwide. They discovered that very few service members know much about VA Loans. Most know little of the benefits of this type of funding. Further, some of those that were aware had negative views about them.

Dispelling the Myths

Two major myths came out of this survey.  First, many of the respondents believed that VA Loans have higher interest rates than Conventional Loans. However, this is not true. Second, 17% of veterans and 45% of active-duty soldiers believed that a 20% down payment was required. In actuality, VA Loans offer veterans and military service member an opportunity to buy with 0% down.

To help aid in the process, Realtors ® like myself, and the National Association of Realtors (NAR) share more information on the options available. It is our job to dispel the myths and make home ownership easier and fair. Recently, NAR and the Department of Veterans Affairs released a video series to help get this information out to those who need it. You can read the full article by Melissa Dittmann Tracey here. 

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Know all of your options with regards to financing when preparing to enter the home buying process. Whether it is you, a family member or a friend who are thinking of home ownership – myself and my team are here for you. Let’s explore all the different options available to you.

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